Sustainable🌳Fin💰Fact

1. Market Risk In financial management, market risk refers to the loss experienced by individual investors or a firm due to changes in the factors affecting the financial market. The primary source of market risk changes is the interest rate, economic recession, political turmoil, disasters and terrorist attacks. The financial markets are inflation rate, interest rate, exchange rate etc. This variable can affect the return of the portfolio. So, the market risk mainly comprises interest rate, exchange rate, equity, and commodity risk (CFA Institute, 2022). The market risk is systematic since it can affect every sector in the market. So we cannot avoid such risk through diversification of investment. However, it cannot be hedged by employing some other techniques. Since the market is unpredictable, we cannot use a single model to predict the market risk. Most financial institutions employ Extreme Value Theory (EVT) to forecast fluctuations in the market (Koch and MacDonald, 2006). Genera...

Every person invests in securities to earn a return in the form of interest, profit or capital appreciation. A famous quote in finance is, "Higher the return, higher the risk". While investing in security, investors should be aware of the various security risks. Since if there is a return, there will be a risk. We need help finding out any risk-free security(Richardson, 1970). Even the government issuing securities is not risk-free. Several risks are associated with protection, such as liquidity risk, default risk, inflation risk, currency fluctuation risk and reinvestment risk. So, before deciding on the return objectives, the investor needs to consider the risk associated with the security. If the investor is risk-averse, he will not be ready to invest in risky securities. He always prefers securities which provide a lower income with less risk (The Economic Times, 2021). At the same time, the risk-tolerant investor is ready to tolerate any risk to earn a higher return (Gre...

 Abstract This business report briefly discusses the topic "Global hospitality industry during the Covid 19 pandemic period". The report mainly focuses on how Covid 19 pandemic impacted the industry, three significant challenges faced by the companies during this period and activities and actions the management needs to undertake to manage these challenges. In addition, after graduation, I need to express my opinion on working in the hospitality industry and self-reflection on the research findings.    Introduction Covid 19 pandemic negatively impacted almost whole sectors of the global economy (UNWTO, 2020). But the consequences of the Covid 19 pandemic spread is not equal in all industry; the impact is more visible in some sectors like the hospitality industry, tourism industry and other supporting industries. Due to this pandemic, the industrial growth, revenue and stock price decreased in the first quarter of the official confirmation (23rd Jan 2020) of Covid 19 sprea...

Agile methodology became popular in project management due to the introduction of the agile manifesto (Core principles in agile approach) in 2001. Agile is a project management approach developed by 17 software developers in the 1990s to overcome the limitation of traditional project management approaches (Jack R. Meredith, Scott M. Shafer, Samuel J. Mantel, 2017). For efficient project implementation, so many companies worldwide are adopting different agile methodologies (E.g. Facebook, Instagram, Google and space X). Companies apply the agile method for their project implementation due to speed delivery of the product, an adaption of any change after the planning process, enhanced software quality and better risk management (Vision One, 2014). Based on the study conducted by the H.P in 2014 among 600 software developers showed, the main reason for adopting an agile methodology is that they believe this approach will increase customer satisfaction Because this method provides an oppor...